Welcome to the NOAH smart equity program
 Here you can pay off your mortgage in 8-11 years and have FREE access to over 20,000 financial and legal professionals






'Your Personal Advantage'

is the member handbook of the National Organization of American Homeowners and is included with the purchase of the Smart Equity software. It is a $500 value and allows the member access to NOAHs' network of over 20,000 professionals in the areas of finance, investment, tax, legal, credit and identity theft prevention. Face-to-face or phone consultation at NO COST TO YOU. Effective use of this network can easily save the member the equivalent of one monthly mortgage payment each year. Imagine: a fifteen minute phone call to ask questions of concern to your and your home and no bill for $150, $200 or more in the mail next month.


"I got a simple will for free through the NOAH network! And my neighbor paid $300 for the same will!"
Charles K., West Dundee, Il. NOAH member

Your home is more than four walls and a mortgage. Here are a fraction of the questions that every homeowner should be prepared to answer every year:

  • Do my spouse an I both need a will?
  • Is it a good time to refinance my mortgage?
  • How mush should I save for retirement?
  • I want to begin investing, where do I start?
  • Is an annuity or life policy right for me?
  • What is a REIT?
  • What's the secret to good money management?
  • Is counseling confidential?
  • What is a Debt Management Plan?
  • What is Identity Theft?
  • To what degree are my assets at risk?
  • How often should I check my credit report?
  • Which tax forms should I file?
  • Is the money I inherit taxable?
  • What deductions am I entitled to?
  • Do I need an attorney for a real estate closing?
  • What is a trust? Should I have one?
  • When should I have an attorney review a contract?

With Your Personal Advantage and the NOAHUSA network of professionals you can get answers to these questions and a hundred more at your convenience, at NO COST and with no product offering. The network of over 20,000 professionals is also an extraordinary 'second opinion' option; again, at NO COST. Just order Equity Genie today and receive Your Personal Advantage member handbook in the mail in 2-4 weeks. Between the Equity Genie and the network, you can over the next 12 months, increase your home equity by five-ten thousand dollars and save one, two thousand dollars or more in professional fees!

Here are some of the services included in Your Personal Advantage administered through the NOAHUSA network of professionals with no hourly fee!

  1. Review of legal documents up to 6 pages
  2. IRS audit assistance
  3. Education of ID Theft Prevention
  4. Financial situation assessment
  5. Money Tips and Facts
  6. College planning
  7. Simple will for you and your spouse
  8. Free review of last year's tax return
  9. Credit Monitoring Assist
  10. How to lower your interest rates
  11. "Ask Susan" receive a personal response to financial questions
  12. Estate planning (using the Equity Genie is going to dramatically increase your home equity in a short period of time. You will need this service!)

Those are just a fraction of the services included and if you payed for them the fees would run into the hundreds of dollars. Want to learn more about the Personal Advantage that comes with the Equity Genie purchase? Just click on the NOAH LOGO below and download the 20 page member handbook in pdf. format.